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Why Banks should stop Cross-selling Third Party Products

(What Banking is Not-Part 2) Over the years the gap between what banking ‘is’ and what banking ‘should be’ has...

Why Banks should change their ‘Product Mindset’

(What Banking is Not-Part 1) Selling Pizza, the Banker’s way Imagine being at a famous pizza outlet. You are hungry...

Dear Bank, Digitisation and Digitalisation are different!

Bank  “We launched the new version of the mobile App.” Me ”That’s good. Is mobile an extension of your branch...

Banking Transformation in Digital Spacetime

Einstein’s Spacetime, Newton’s apple and Banking??? Warning: If you aren’t a physicist, the following equation can make you feel dizzy....

25 Ways New Age Banking differs from Legacy Banks!

25 Ways New Age Banking differs from Legacy Banks!

Much is being written about the transformation in banking in the last few years.  Experts would vouch that this, seemingly...

How Technology is helping overcome Anti-Money Laundering Challenges

World is a not flat No matter how much the globalisation theorists may want you to believe, the world post...

PSD2 in Europe: Lessons for India’s Payments initiative

India’s payments landscape The payments landscape in India has undergone a transformation in the last 5 years. From expanding National...

How Artificial Intelligence will transform Banking

  Circa 2030. Somewhere in Mumbai… As Adam wakes up on Monday morning, he knows today is a special day. Adam...

Building a Payments Bank – Challenges and Opportunities

The Road less travelled Reserve Bank of India (RBI) granted ‘in-principle’ approval to 11 Payments Banks in August 2015. By...

Fintech V/s Banks – Who will win the war?

“We need Banking but we don’t need Banks” – Bill Gates    The Guilty Banker I feel guilty. Despite having spent...

Six Quotes which say all about Banking!

“Later in life, as I competed against the banks, I would think back to this moment, and it gave me...

Grassroots Banking : Hunting Treasure at Bottom of Pyramid

“A box without hinges, key or lid, yet golden treasure inside is hid.” – JRR Tolkein Following the wrong trail...

Demonetisation – The bitter pill may just work!

Despotic, Disruptive or Surgical? A ‘despotic action’ and a ‘disaster on economy of trust’ is how Nobel laureate Amartya Sen...

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