Featured Essay
Musings of a Banker on Macro Economic variables and few other things
This guide provides important perspectives on various macroeconomic variables like GDP, Inflation, Taxation. It provides a framework to help evaluate the importance and impact of policy actions in an economy. The focus i
Amit Balooni · Jan 31, 2025 · 12 min read
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Topics
Lending Logic
How lenders assess borrowers, deal with uncertainty, and make credit decisions under imperfect information.
Policy Logic
How policy priorities, regulatory choices, and institutional trade-offs shape banking outcomes.
Banking Technology
How technology, data, and digital infrastructure are reshaping banking, from internal systems to ecosystem-wide rails.
About FrankBanker
Financial institutions follow perfect logic to the wrong destination. Amit Balooni has spent 25 years watching this happen — inside banks as a practitioner, outside as an advisor, and beneath the technology layer as a builder. Through FrankBanker, he writes about why, why not, and occasionally how. Sometimes, friends of FrankBanker join the debate as guest contributors. He is Founder & CEO of Hyperfin Technologies.