It can be a good initiative or good move by RBI to launch UPI on feature phone because it will not just give UPI access to the people who wasn’t having smartphone but can also reduce the Frauds happening in the Internet world as this service doesn’t need internet too.
However, the service was found to be cumbersome, not free & also not supported by all telcons as per the deputy governor T Rabi Sankar statement.
Therefore, it can create a problem for the feature phone user because most of the users of feature phone belongs to lower class & lower middle class. Those people won’t get easily familiar or use to these technology & they also don’t want to pay any fee to transfer money, so that can be a challenge for the RBI.