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Sanjoy Banerjee I-Cube Insights Business Consulting and Training LLP Principal Consultant Exp: 40 Years Enthusiast

Posted on: March 14, 20222022-03-14T08:19:40+05:30 2022-03-14T08:19:40+05:30In: Credit Risk

Digital Lending and credit assessment of the informal sector borrowers

With all the buzz on digital lending , technology seems to be overriding the issues of data scarcity in income and sustainability issues of the informal sector specially in an emerging/ underdeveloped economy with no social security in place. We need to seriously take a look at the efficacy of the digital lending model going forward.